Cat Insurance

Our cat insurance cover helps you provide your beloved cat or kitten with vet care so that he or she will never need to suffer unnecessarily, and will always have access to the best treatment.

Special offer: Get your first 2 months free - use promo code 2MFREE when you get a quote
10% multi-pet discount

Did you know?

In the last year17, Bow Wow Meow has paid out $0.00 for 0 claims for cats

Learn more about Pet Insurance for our Top 20 breeds

Over $3 million in claims paid out each month18

We've insured over 170,000 Aussie pets since 2008

Fast & easy claims processing

Easy to use online portal
GapOnly® on the spot claiming
Caring & attentive service

Introducing Nose-to-Tail

Flexible features to please even the fussiest cats and your budget

Freedom to choose:

 

  • Up to $10k$20k or $30k benefit limit option.

 

  • Up to 70%80% or 90% of your eligible vet bills back.

 

  • Annual excess options for more control over your premium and out-of-pocket expenses.

Plus so much more:

 

  • Zero sub-limits. More benefits when you need them.

 

  • GapOnly®ready. Claim on the spot and pay only the gap.

 

  • myPetPassTM– your ticket to extra pet perks including Live Vet, complimentary 24/7 online vet care.

 

  • free pet ID tag and pet health card when you sign up and for life if yours needs replacing3.

With optional add-on benefits: 

  • Booster Care optional benefit with up to $2,000 per year for specified dental conditions and specialised therapies including behavioural therapies and physiotherapy.

 

  • Routine Care optional non-insurance benefit for vaccinations, health checks and more.

Get 2 months free for your dog or cat!

Right now, we’re giving you two months free in your first year for our Nose-to-Tail Cover. Help your pet get the care they deserve*.
Get a quick quote

How much could I save on my vet bills with pet insurance?

Here are some examples of our top claims
Top Claim# $0.00
You could save
$0.00*

#Based on maximum Bow Wow Meow claims evidenced between 01/01/2019 to 31/12/2019 for a particular species and breed.

*Based on a benefit rate of 80%. This is the calculated amount saved after the co-payment amount (20% of the vet bill in this case) has been deducted.

Cat Insurance

 

There’s no denying that humans and cats have a special connection. Our kitties can cheer us up when we are feeling down, and they make us feel warm and fuzzy inside when they cuddle up to us and purr in contentment.

We get this special connection as we are animal lovers just like you.

  • We understand that you want to be able to provide the care for your beloved family member deserves … always.
  • Unfortunately, no matter how well you look after them, most cats will require veterinary treatment at some stage, and vet bills can quickly add up.

Our cat insurance cover helps you to provide your beloved furry friend with vet care so that he/she will never need to suffer unnecessarily.

Most of all, our cat insurance options will provide you with the security that you will never have to choose between money and the life of your precious family member.

Peace of mind with Australia’s multi-award winning Pet Insurance provider

Bow Wow Meow offers a range of pet insurance options, which will cover your cat for up to 90% of your eligible vet bills in case of accidental injury or illness. We also offer optional Booster Care, which covers specified dental conditions and specialised therapies including behavioural conditions and physiotherapy, as well as optional Routine care (non-insurance benefit) to contribute towards items such as vaccinations and health checks.

Our insurance cover has been designed to suit you and your cat’s needs and is administered by Australia’s first and only general insurer dedicated to pet insurance, Petsure.

And you can rest easy knowing that you are covered by Product Review’s Pet Insurance Award winners every year from 2018-2024 and the winners of Founder’s Best Value Pet Insurance for 2024.

How do we calculate our cat insurance premiums?

Your premium is calculated when your Bow Wow Meow Pet Insurance policy begins, at each policy anniversary, and also if you vary your cover. The premium for each policy period is printed on your certificate of insurance.

Cat insurance costs are based on several factors specific to your cat, including:

  • Type of cover
  • Options selected
  • Pet’s age
  • Pet’s breed

Upon renewal, we also factor in the claim history for your pet and the average cost of care for pets like yours, as well as the claims experience across all our insured pets. These factors, in addition to the changes in your pet’s risk profile, means your premium will increase from year to year.

 

When should you take out cat insurance cover?

The purpose of cat insurance is to help cover some of the costs of unexpected accidents and illnesses that may occur. Unfortunately, it will not cover any existing conditions your cat may have, prior to insurance or during the applicable waiting period. These are known as pre-existing conditions. Pre-existing conditions which are temporary conditions are treated differently, and some conditions are eligible for review after no signs, symptoms or an abnormality of the condition are present for an 18-month period – see Pre-existing condition review section in the  PDS for more information. This means that the ideal time to insure your pet is as early as possible so that anything that happens in the future may be covered.

 


Protect your loved ones

Sign up to get your first 2 months free and start saving on eligible vet bills!
Get a quick quote
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